Saskatchewan Student Loans

The Canada-Saskatchewan Integrated Student Loan Program means you apply for federal and provincial student loans using one application form. Recent changes to the student financial assistance program are making post-secondary education more affordable for low and middle income students and provide more non-repayable and affordable repayment options.


  • Resident of the province of Saskatchewan, as defined by the program
  • Canadian citizen, permanent resident or designated as a Protected person
  • Demonstrate financial need according to program criteria
  • Pass a credit check if you are over 22 years of age and applying for student financial assistance for the first time
  • Have not exhausted the lifetime maximum student financial assistance limit
  • Not in default on a previous student loan
  • Enrolled or qualified to enrol as a full-time post-secondary student at a designated school in an approved program which is at least 12 weeks in length. If your program is 6-11 weeks, you may be eligible if the short program is part of a longer program

Recent Changes to the Program

  • Full-time students can earn as much as they choose during their study period without affecting their eligibility for financial assistance
  • Interest rates will be reduced to prime on repayable loans
  • Ownership of vehicles by students is allowed without affecting the level of financial assistance
  • The part-time student loan program is now interest-free

How to Apply

You can apply online or download a paper application from the Saskatchewan Student Loans website. A new application is required at the start of each academic year.  The 2017 Fall/Winter Saskatchewan Student Loan application will be available on July 1st, 2017.

Once you submit your application you can monitor your application status online.

Confirming Your Loan and Receiving Your Funds

The National Student Loans Service Centre (NSLSC) administers your loan on behalf of the Government of
Canada and the Government of Saskatchewan. Once your application has been assessed, you will receive an information package with the following information:

  • Your Master Student Financial Assistance Agreement (MSFAA)
  • Instructions on how to get your Canada-Saskatchewan Integrated Student Loan
  • An assessment letter with information on the amount of your student assistance and the payment schedule of your student loan and grants

As soon as you receive your MSFAA, you need to sign it and bring it along with valid government identification and your
Social Insurance Number (SIN), to one of the following locations:

  • A designated Canada Post outlet
  • The Ministry of Advanced Education located in Regina
  • If studying outside Canada, or if you cannot access a designated Canada Post outlet, mail your documents
    along with copies of your government-issued identification to the National Student Loans Service Centre

Once your loan agreement has been processed, the government will confirm your enrolment electronically with the University.

Tuition Calculation and Other Important Facts

When the University receives your loan from the government to be confirmed, unless otherwise advised by you, we assume that you are taking classes at the University of Regina only and the same number of credit hours in both the Fall and Winter semesters. If you are planning to take a course at another post-secondary institution during your loan, you will also need to fill out a Dual Registration Form (89 KB) pdf and submit it to SAFA.

We will review your student account and take tuition for one or two semesters (depending on the length of your loan) from the Canada Student Loan (CSL) and grant portion of your loan.  These amounts are outlined on the assessment letter included in your information package from Saskatchewan Student Loans.

Once we have confirmed the amount of tuition we will take from your student loan, we will advise National Student Loans and put a note on your account. This note will stop any interest from being charged on your account while we await the money to be sent from National Student Loans. If you are a dual registered student, we will only take tuition money from your loan for U of R classes. 

Once the money is received from National Student Loans, a payment will appear on your student account. If we have taken tuition for two semesters a credit (negative number) may appear on your account.

It is possible that the CSL/grant portion of your loan is less than the total amount of tuition you owe. When this happens, you are responsible to pay for any outstanding charges on your student account.  If we have taken your full CSL/grant amount from your loan, you may not receive your first disbursement from National Student Loans. 

More Information

Ministry of Advanced Education
Telephone: 306-787-5620 (in Regina area or outside Canada)
Toll Free: 1-800-597-8278 (outside Regina)

National Student Loans Service Centre
Public Institutions Division
PO Box 4030
Mississauga ON L5A 4M4
Telephone: 1-888-815-4514